Helping Parents Invest for the Next Generation Since 2012

Educating Parents.
Securing Children.

Finsetter's core belief is simple: the best gift a parent can give their child is not just love — it is a financial head-start. Since 2012, founder Mahipal Katha has helped 5,000+ families across Telangana, Andhra Pradesh, and the Telugu NRI diaspora secure their families with the right insurance and build a disciplined financial plan for the next generation.

Meet Mahipal Katha

What Drives Us

Our Mission & Vision

Two pillars that define every decision we make and every relationship we build.

Our Mission

To educate parents across Telangana, Andhra Pradesh, and the Telugu NRI community about the transformative power of starting early — so that every child grows up with a financial foundation their parents deliberately built for them. A family that secures the right insurance cover early protects decades of savings from a single unexpected event. Most parents do not know this. Finsetter's job is to make sure they do — in plain language, without jargon, and without commission-driven bias.

Parent education first Early protection for children Generational wealth

Our Vision

A Telugu household where every parent — whether they earn ₹20,000 or ₹2 lakh per month — has a family health floater that covers a medical emergency without wiping out savings, and a term plan that keeps the child's future safe if the parent is no longer there. We want to be the most trusted financial educator for the next generation of Telugu families — in Hyderabad, across both states, and wherever the community has settled abroad.

Every child, protected Every family, protected Next generation, secured

Since 2012

Our Journey

Thirteen years of consistent growth from a single office in Hyderabad — built entirely on referrals and results.

2012

Founded in Hyderabad

Mahipal Katha started Finsetter in Hyderabad with a single goal: give families in Telangana the same quality of insurance and investment advice available to clients in larger metros — at a fair price, with no hidden agenda.

Hyderabad HQ

2015

IRDAI Licence & Full Insurance Suite

Obtained the IRDAI agent licence (Code 5854206), enabling Finsetter to advise across all insurance categories — health, life, motor, home, and travel — under one roof rather than directing clients to multiple intermediaries.

IRDAI Licensed

2018

SEBI Registration

Registered as a SEBI Investment Adviser (Reg. E667968). Finsetter could now manage the full financial picture — insurance protection and long-term financial planning — in a single, regulated practice.

SEBI Registered

2020

NRI Services & Online Advisory

Launched structured NRI financial services — online portfolio management, India-based insurance for NRI parents, and repatriation-ready financial planning. Clients from the US, UK, UAE, Australia, and Singapore now manage Indian finances through Finsetter without a single in-person visit.

NRI Services Live

2024

5,000+ Clients & Will Writing Added

Crossed 5,000 active clients across Telangana and Andhra Pradesh. Added Will Writing services — the most requested gap in the Finsetter offering — giving clients a single point of contact for insurance, investments, and estate planning.

5,000 Clients

The Person Behind Finsetter

Mahipal Katha — Founder

SEBI-registered adviser. IRDAI-licensed insurance agent. Hyderabad-based for over a decade.

12+ Years in Hyderabad

Mahipal Katha

Founder & Financial Adviser

SEBI Reg. E667968 • IRDAI 5854206

Why Mahipal Started Finsetter

The idea behind Finsetter came from a recurring conversation Mahipal Katha kept having in 2010–2012 with families in Hyderabad: parents who had been working for 10–15 years, earning reasonably well, but had nothing structured set aside for their children. No education fund. No term plan that would protect the family if the breadwinner was gone. Just a savings account and a vague intention to "start planning soon."

The problem was not a lack of desire — every parent Mahipal met wanted their child to have a better start than they did. The problem was a lack of clear, trustworthy guidance. Most distributors pushed high-commission ULIPs or endowment plans that did not serve the family's actual needs. Nobody was sitting down with a parent and saying: "Here is what ₹5,000/month invested today will become when your son is 22. Here is the term plan that costs ₹800/month and protects your family if you are not here. Here is the health policy that stops a hospital bill from erasing your savings."

Mahipal started Finsetter in 2012 to be exactly that adviser: the one who educates first and sells second. The one who explains insurance and financial planning to a first-time parent in plain Telugu, shows them the numbers, and then helps them take the first step — however small. He has always believed that the best thing you can do for a child's future is not an expensive school or a foreign degree — it is a family protected by the right insurance from the day the child is born.

Today, over 5,000 families trust Finsetter. Many of the children whose family plans Mahipal set up in 2012–2015 are now teenagers — with their families protected the whole way through. That is what the work is actually about.

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Regulatory Credentials

Two Licences. One Adviser.

Finsetter holds both regulatory registrations required to advise on insurance and investment planning — you can verify each number directly on the regulator's public register.

SEBI Registered Investment Adviser

Registered under SEBI (Investment Advisers) Regulations, 2013. Authorises fee-based advice on equity and portfolio management. Verifiable at sebi.gov.in.

Reg. No: E667968

IRDAI-Licensed Insurance Agent

Licensed by the Insurance Regulatory & Development Authority of India to advise on and distribute all categories of insurance — life, health, motor, home, and travel. Verifiable at irdai.gov.in.

Agent Code: 5854206

What Sets Us Apart

Why Finsetter

Three reasons parents in Hyderabad, Guntur, Visakhapatnam — and in Dallas, Dubai, and Melbourne — choose Finsetter to start their children's financial journey.

We Start with the Child, Not the Product

When a parent comes to Finsetter, the first question is never "which policy do you want?" It is: "How old are your children? What do you want life to look like for them at 18, at 25?" We reverse-engineer the plan from the goal — child's higher education, marriage, first home deposit — and then choose the right insurance cover and financial mix to get there. The product follows the plan, not the other way around.

We Educate Before We Advise

Most parents who come to Finsetter have never planned their finances before. They do not know what a claim settlement ratio is, what a family floater means, or the difference between a term plan and an endowment. That is fine — our job is to explain it, not to assume prior knowledge. Mahipal spends as long as needed with a first-time parent — in Telugu or English — until they genuinely understand what they are starting and why. An informed parent is a protected family. A protected family gives their child a real financial future.

Your Child's Money Is Safe — Always

Insurance policies set up through Finsetter are held directly with IRDAI-registered insurers. Your money never passes through Finsetter's accounts. The policy is in your name (or your child's name). You can view it anytime on the insurer's own portal. Finsetter's role is guidance, selection, and service — not custody. Your child's future protection is as safe as the regulated financial system of India makes it.

Educating Parents.Securing Children.